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high risk merchant account Blog Posts

By First American Merchant

Feel free to give us a call for more info 1-800-210-5649

What Small Businesses Need to Know About Accepting Credit Card Payments

Credit card processing seems simple enough: Get a merchant account and set up your equipment, and you’re good to go. But for very small businesses — such as mom-and-pop shops, one-person operations and home-based sellers — the decision to accept credit cards means having to consider some very unique needs. From the difficulty of getting approved for a merchant account to losing money from fees and facing the challenges of using the same technologies as large corporations, the road to accepting credit cards can be rough. Nevertheless, small businesses don’t have to be at a complete disadvantage. Just because you’re […]

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Small Business Owner | High Risk Merchant Account Options

Struggling to find the merchant account services you need? If you’ve been turned away by the bank – or multiple banks – it’s time to consider what a high-risk provider can offer you. For the “high-risk” business, small business funding and payment processing services continue to be difficult to find. A high-risk provider offers safe and secure options, regardless of the risks involved with a business type or industry. First American Merchant, for example, is a full-service provider. Meaning, their team of professionals have years of experience helping “hard-to-approve” merchants secure all the services they need to operate smoothly and […]

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The Best E-Cigarette Merchant Accounts for the High Risk Small Business

Recent studies have revealed that Americans buy more electronic cigarettes (e-cigarettes) than anyone else in the world. According to Euromonitor International, the U.S. accounted for around 43 percent of the $8 billion market in 2015 – more than triple the level of the second-largest market, the U.K. However, if you assumed that this thriving market was easy to operate in, you would be wrong. Despite being a billion-dollar industry, e-cigarette businesses struggle to find merchant accounts and payment processing solutions. Without a merchant account, these businesses are unable to process debit and credit card transactions. It goes without saying that […]

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Need Instant Approval Credit Cards For Bad Credit?

Your numbers can dictate whether or not you can get access to working capital. You will be classified as eligible or ineligible for business financing based on your credit score, good or bad. Good and Bad Credit Scores If you have high scores, you’ll be able to find funding sources without difficulty. Moreover, you’ll find a variety of sources to choose the right one for your business needs. On the other hand, if you have poor credit scores, the variety will narrow significantly. What is worse, you may even find out there no options for you to choose. Because of […]

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Interested In Wells Fargo Merchant Services? Turn To FAM

Wells Fargo & Company is an American international banking and financial services holding company and is one of the largest sponsoring banks in the nation. There are merchants who turn to Wells Fargo as they want to get next-day funding and value-added services. Even though having all accounts in one place seems attractive, merchants often don’t take into account the fact that the costs will be higher. Banks Aren’t the Only Option to Try In fact, banks aren’t the only option when it comes to securing a merchant account. Banks are neither the most convenient, nor the best fit for […]

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Successfully Getting Through Your Merchant Account Provider’s Underwriting Process

To many traders, the idea of acquiring a merchant account will sound pleasant until they get to the underwriting process. Despite the global acceptance of credit cards as a payment method, retailers are often hesitant to open an account because of the lengthy vetting process that banks and other merchant services providers conduct to determine whether or not to give a business the account. Underwriting is, therefore, a concern for many new business owners. Nonetheless, we’ve highlighted a few tips to help prepare and increase your chances of getting approved. What the process entails When applying for a merchant account, […]

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Staying In Business Is Not Easy But a Merchant Account Can Help

It is not easy to make it as an entrepreneur. It was even more difficult to start a business 20 years ago. Modern technology has made it easier to start, however, staying in business is still tough. Technology and Pace Today, the pace is quicker than 20 years ago. Social media has made everything easier and, simultaneously, more difficult. It is all about attitude and hard work, sacrifice and willing to pay the price. Don’t be afraid to fail; if you haven’t failed, you haven’t lived. Technology is developing with rapid advances. You start competing on a global scale and […]

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Exclusive Collection Agency Merchant Accounts

Undertaking the process of collecting debts can be intimidating to newcomers and startups. If you lack a thorough credit history, traditional banks and many credit processing providers will shy away from you. Moreover, the application process for merchant accounts will be a real challenge for those with inconsistent revenue streams. Collection Agency Merchant Account from FAM     If you are a collection agency merchant looking for a reliable and low-cost merchant account, consider turning to First American Merchant. FAM is a reputable provider of merchant accounts for the collection agency industry that offers a reliable collection agency merchant account to customers. […]

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Exclusive High Risk Merchant Account From First American Merchant

Merchants looking for a reliable high risk payment processor should consider signing up for FAM’s high risk credit card processing services right today. First American Merchant will help you start accepting payments as early as tomorrow. Being High Risk Is Not the End of the World As a high risk merchant, you know that traditional banks and most lenders will refuse to approve you for payment processing. “High risk” label is not a problem for First American Merchant. The application will take just a few minutes. As soon as the application process is over, FAM’s team will get to work […]

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Electronic Payments Can Save Your Business

In the digital age, small businesses have the chance to effectively compete with larger companies with bigger budgets. Small businesses must partner with payment processors to help them understand and utilize new technologies that will help them process payments faster and more efficiently. Payment technologies can be the answer to increasing customer counts, but only if small businesses know which tools to invest in. In a competitive market, this strategy is key to increasing profit for merchants. A recent survey by the Electronic Transactions Association (ETA) and Goldman Sachs shows that loyalty-based solutions and other services lead to lower levels […]

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