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By First American Merchant

Feel free to give us a call for more info 1-800-210-5649

How a Merchant Cash Advance Can Boost Your Business Esteem

So, you are a small business owner. You have committed your whole life in propelling your business forward. But as you might have noticed that it has become increasingly difficult to attain capital to grow your business in this day and age. Banks are becoming tyrants instead of actually helping businesses, they always seem to have a problem with everything. They will make you sign a dozen documents, put many restrictions on the use of the money you will get from them, and even after you are done with all the formalities, you still have to wait a while before […]

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Need Business Funding? Here’s Why To Get a Merchant Cash Advance

New entrepreneurs face more than a few challenges when getting their businesses off the ground, and chief among them is how to raise capital. Small enterprises often find it hard to acquire the finances they need to stay afloat because, in a traditional lender’s eyes, they have a much greater chance of failing than larger established companies. Thankfully, merchants now have more than a few alternatives to bank loans with regards to funding their operation. One of the more popular options is a merchant cash advance; a financing solution that is ideal for business owners with bad credit, or operating […]

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Three Ways Your Business Can Benefit From The Off-Season

Regardless of whether or not your business is seasonal, there comes a time in the year when sales are lower than normal. For brick-and-mortar retail stores, this period is typically the summer, when a significant number of customers is out vacationing out of town. On the other hand, hotel owners feel the cold more than the rest of us during the winter. If the health of your business is more or less tied to seasonality, then you probably already spend a portion of the year weighing your options for the off-season. With proper planning, time management, and financial oversight, the […]

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The Best Financing Options For Your Small Business

There comes a time in the life cycle of a business when it needs some form of financial help. If you’re an SME owner, for instance, you could want more funds to buy equipment, hire new staff, grow your brand’s awareness, clear your debts, or just meet daily operational costs. Whichever reason it may be, raising capital is rarely an easy endeavor. Nevertheless, you can sleep a little more soundly at night by choosing the method that is best for your situation. Below are some viable options. SBA loans The Small Business Association has been issuing loans to SMEs for […]

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Getting Certified as a Minority Owned Business

Are you a minority business owner? If yes, consider becoming certified as a minority owned business. Government agencies and corporations are willing to conduct business and buy from minority owned companies, so being certified will make your business more appealing. The reason why corporations are willing to do business with minority owned businesses is that they realize that US minorities have great purchasing power. It’s no surprise that minority business owners may have a difficult time obtaining access to working capital to grow and expand their business. Fortunately, firstamericanmerchant.com, a reputable business loan provider and high risk payment processor, offers […]

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Get the Best Short Term Loans for Your Business

No matter you are a startup with a slow business cycle or need a positive cash flow, you may be in need of business funding so to be able to fight the competition and grow. To meet your immediate financial needs, you can apply for a short term business loan. For this, you should find a reputable business loan provider like firstamericanmerchant.com, to turn for short term business loans. First American Merchant is an award-winning business loan provider and processor that specializes in the high risk industry and boasts an A+ rating with the BBB. Short Term Business Loans With […]

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The Best Merchant Cash Advance Loan

To get access to working capital, you should find a reliable and trustworthy business loan provider to turn to. If you’re interested in merchant cash advance companies, consider applying to firstamericanmerchant.com. First American Merchant is a reputable and award-winning business loan provider and high risk processor that can help you take your business to new heights. First American Merchant offers: Merchant Cash Advance ACH Program High Risk Business Funding Consumer Financing With FAM, you can enjoy the following benefits of merchant funding: Fast Funding – You can have funds in your bank in as little as 72 hours. No Hassle […]

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Do YOU Qualify for a Merchant Cash Advance?

For small and online business owners in need of fast access to capital to grow their business, business cash advance – also known as “merchant cash advance” – is a solid option. So, what is a merchant cash advance? In a merchant cash advance, a merchant gives businesses upfront cash or capital in exchange for a percentage or a portion of future credit card sales. Many small or online businesses are in need of merchant cash advances for things such as making payroll, growing inventory, purchasing new equipment/packaging/supplies, marketing or advertising dollars, expansion/renovation of business, rent payments, and more. If […]

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5 Alternative Business Funding Options for the Startup Entrepreneur

Whether your business is established or a startup, money is always a concern. From purchasing new equipment to covering payroll to hiring new employees, cash flow must be managed closely. Failing to do so will have devastating consequences. Opportunities will be missed, it will be difficult to keep up with the competition and/or growth and expansion will come to a halt. A year-end report by the National Small Business Administration (NSBA) revealed that 27 percent of the businesses surveyed claimed they were unable to secure the funding they needed. Desperate for funds to launch their venture or fund expansion and […]

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Merchant Cash Advance And Its Benefits

A Merchant Cash Advance, sometimes is also referred to as credit card receivable funding. It can be characterized as an alternative method of funding a small business, which is based on credit card sales. It’s quick, efficient, and easy to manage. To receive a Merchant Cash Advance, merchants should provide a predictable credit card sales volume. This business loan alternative is turning into one of the most popular forms of financing for small business owners. Today, many merchants prefer a Merchant Cash Advance to a business loan. If you think a Merchant Cash Advance is a short-term loan, or a […]

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