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By First American Merchant

Feel free to give us a call for more info 1-800-210-5649

The BEST Small Business Opportunities for Small Town USA

When planning a startup, entrepreneurs may be tempted by the innovative atmosphere of the Silicon Valley or other large urban landscapes. But plenty of opportunities for entrepreneurs exist in small town America too. There are whole new sets of challenges, trends and other factors for small town entrepreneurs to consider. But there are advantages as well like lower costs and lower competition. And with the internet there is, of course, the option of reaching those larger markets while you and your staff enjoy a lower standard of living where your money goes further — especially in the lean years. Merchants, […]

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Get Approved for an ACH Loan

Are you looking for business funding for your company? Take the time to do some research and find a reputable business loan provider that will help you take your business off the ground and grow. Consider turning to firstamericanmerchant.com, an award-winning business loan provider and high risk processor that boasts an A+ rating with the BBB. First American Merchant offers the following types of business funding to merchants so that they can take their business to the next level: Merchant Cash Advance ACH Program High Risk Business Funding Consumer Financing ACH “Bank Only” Program from First American Merchant If you’re […]

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Is ACH a Secure Network for Payments?

The subject of security is always a sticking point especially when dealing with money matters. This time the spotlight is on ACH with both merchants and customers eager to find out if ACH is a safe way to make and receive payments. Similar to all payment technologies, ACH also comes with its risks. There’s no 100% guarantee you are safe from fraud. However, there are a number of measures users can take to guard themselves when receiving or sending payments via the ACH network. ACH is normally regulated by the state government and managed by National Automated Clearing House Association […]

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Boost Your Small Business Customer Base with ACH and ECheck Payments

In the modern world we live in, it’s easy to forget that some customers don’t have or do not wish to use credit cards as a payment option. For merchant’s, this means a missed revenue opportunity. It also leads merchants to a question of security. How can my business accept other payment options both efficiently and safely? ACH and eCheck Payments If you want to increase your customer base, it’s important that you provide customers with multiple payment alternatives at the point of checkout. This includes in-store and online transactions. You want to make sure your business is prepared to […]

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What is High Risk ACH Processing?

Thanks to technology and new innovations, business is continuously evolving. This includes an increased movement toward an electronic, mobile infrastructure. ACH (Automated Clearing House) plays a huge role in this. What is ACH? ACH is a network the was established for financial transactions within the U.S. This network makes it possible for various banks to communicate efficiently regarding transactions associated with accounts held by those banks. ACH provides the ability to move funds to and from those accounts. Compared to credit cards and traditional check acceptance, ACH transactions are far superior. The advantage of ACH processing is that it typically […]

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Getting A Business Loan From An Alternative Online Lender

Getting business funding requires some planning. It is important to gather the required information and documents ahead of time. This will help you go through the whole process easily. Alternative online lenders are a great option to apply for business funding. They offer fast approval and ease of application process, and are increasingly becoming more and more popular. Generally, you’ll be required to provide only 3 or 4 documents. The whole process will take minutes instead of days, and you’ll be able to get your funding in some 24 hours. It’s critical to turn to a reputable business loan provider […]

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How an ACH Business Loan Can Help Business Growing Pains

Business growing pains suck. They happen to most businesses – and if your business is going to be successful, it will happen. So, what do you do? First off, don’t panic! There are things that you can do to curb growing pains and other issues, and all without a bank loan. An ACH business loan is what you need. This is not a loan, but rather a “buy in” to your future sales. An ACH funding program, also called “Bank Only” funding allows providers like FAM to fund merchants even if they don’t have a merchant account. A business cash […]

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Top Cities for Start-Ups

If you are looking for a city to start your small business, you may have to check New York and L.A. off your list. According to a new report by WalletHub, the nation’s best cities to start a small business are not the ones you might think. Today, cities like Sioux Falls, South Dakota, Grand Rapids, Michigan and Oklahoma City are quickly becoming the go to places for new entrepreneurs to expand and grow their businesses. The “2016’s Best Large Cities to Start a Business” report assessed the 150 most populated American cities using data from the Bureau of Labor […]

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Secure Financing with FAM

If you are a small business owner in the high risk industry or with bad credit, you’ve probably had a hard time securing financing from banks and other financial institutions. However, most traditional lenders are not willing to risk their money on merchants with less than perfect credit or little business experience. But there are lenders that provide a variety of services for merchants within the high risk industry that will infuse your business with the necessary cash to grow. Merchant cash advances and ACH funding are two popular funding options for high risk merchants. First American Merchant Advance (FAM) […]

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Students Loans Are Hurting Small Businesses

Student loans can affect your life in many ways. From your credit score, to affording a car or home, and even starting a business, student loans can cripple your financial capabilities for years. While small businesses are the bread-and-butter of most communities, the lack of financial capabilities for student loan holders can damage their chances of successfully operating a business. While their business decisions may not be bad, other factors come into play when it comes to successfully operating a business. One of the biggest comes from business funding. While folks with good credit can get a bank loan, this […]

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