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First American Merchant Blog Posts

By First American Merchant

Feel free to give us a call for more info 1-800-210-5649

The Best Merchant Cash Advance Loan

To get access to working capital, you should find a reliable and trustworthy business loan provider to turn to. If you’re interested in merchant cash advance companies, consider applying to firstamericanmerchant.com. First American Merchant is a reputable and award-winning business loan provider and high risk processor that can help you take your business to new heights. First American Merchant offers: Merchant Cash Advance ACH Program High Risk Business Funding Consumer Financing With FAM, you can enjoy the following benefits of merchant funding: Fast Funding – You can have funds in your bank in as little as 72 hours. No Hassle […]

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How to Acquire a Merchant Cash Advance?

A merchant cash advance permits a merchant who accepts payments through credit cards or has extra receivables or payment streams to acquire an advance of the finances that flow through their merchant’s account. Most people mistake MCAs for loans, however, a Merchant Cash Advance is usually based upon a company’s future credit card sales or revenue. Any small business can easily apply for a cash advance to enjoy quick advance deposits into their account. Most Advance Cash providers have different criteria for risk evaluation and assessing credit that differs from what traditional banks offer. At First American Merchant we look […]

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Attention Grabbing Headlines to Drive Traffic to Your Website

The holidays is the perfect time to drive traffic to your website. Not only can you capitalize off of topics like Christmas gifts and Christmas sales, you can also use end of the year concerns and topics to finish strong at the close of the year. If your business needs help generating more traffic, here are a few topics that can get the ball rolling. The following are a few headlines you can use, or that may inspire you to finish strong in 2015. How Local Business is Making Good on the Holiday Shopping Season: This headline will attract small […]

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Debt Collection Scam Alert is Issued by Illinois Attorney General

Lisa Madigan, Illinois Attorney General, issued a warning to Illinois residents concerning a debt collection scam. This scam, which also names her office, come via email and threatens the receiver. First off, collections agencies do not send emails. Secondly, these scams are dangerous for all involved. This is dangerous for consumers who fall for the scam, as well as for innocent collection agency merchants, who may suffer from the fallout. Collection agency merchant accounts are already hard to come by, as they are considered “high risk” by merchant account processors. This means that these companies are at a higher risk […]

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Finding Working Capital Fast for Small Businesses

Small businesses are by manifest micro-managed organizations that strive to do the most with the least, especially when it comes to cash reserves. Operating with little to no working capital feels like a harsh reality for a small business owner. Yet the actual reality is that not having access to working capital 24 hours a day can cripple the development of your business. The most intricate and detailed business plan and budget will fall victim to unexpected eventualities that will require capital to rectify. Finding a source for working capital can be difficult for small businesses. Banks are stringent and […]

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How to protect yourself from a chargeback as a merchant: Learn your merchant rights

One of the worst nightmares of the present financial system for online merchants is a chargeback, especially if you rely on credit card payments as your main source of online funds transaction. If you are planning to start an online business and want to process customer credit cards for transactions, learning about how chargeback’s work and how to handle them is a must. What is Chargeback? Credit card issuing institutions develop the chargeback system to protect the rights and finances of their customers but the ease of using this option to get your money back makes it a grave threat […]

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5 ways to get a small business loan

Well, now that you took that initial step to your dream, it’s time to go hunting for the money to get started. Depending on the size of your dream, you now have to make a plan to fund it. Here’s a few idea’s, which you may have already thought of, but there are some extra’s to think about.   1. The not so popular….. Ask a family or friend. The risk of ruining a relationship exists with this plan. No one walks into their family’s house with the determination to have a rotten business, and lose their money. It comes […]

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Funding Options for Bad Credit Risks

You are only as bad a risk as you think you are. If you have had an accident or an illness and you are fighting your way back into the good credit arena, make sure you explain that, when you begin searching for funding options for your business. They may feel that you are a bad credit risk and you need to correct them and inform them that you are prepared to impress them with a bright future. Here are some options for you to look into as you seek the funds for your business: • Start with the friends […]

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Getting a small business loan with bad credit

It’s going to be a frustrating uphill climb, but if you want it bad enough, there are some solutions to the problems. If you work diligently and expeditiously, you can crawl out of the hole that you have dug for your business. Here’s a few tips where to start: • Don’t call the small business administration expecting them to have loans. They don’t loan any money to anyone. They do however, have a list of places that can and will help you out. They might even be able to point you to a grant program, if you qualify. • A […]

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How to get your new start up business funded

You are already nervous, and to make it even worse, now you need to go looking for money to open your new business. Here are a few tips on where to start and how to do it. Locally Are there credit unions in your area? Did you know, of all the banking institutions in the country, the credit unions were the only ones that did not need bailing out when the economy tanked? They hold themselves in the highest of regards and do not buy or do anything until they have the money to do it. So, with a high […]

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