sales@firstamericanmerchant.com
Give us a call for more info 1-800-210-5649
Skip to content

Get A Business Loan With Bad Credit

So, a business cash advance is something that most every merchant needs at one time or another.  But, what happens when you have bad credit? Well, for some merchant account providers this means that you are no-go when it comes to getting a business cash advance. You need to look for one option, and that option lies with FAM.

A merchant cash advance is not a short term loan or a high interest advance. It is a simple sale. Merchant cash advances purchase your future sales at a discount. Both parties agree to the amount of sales being purchased and for what discounted cost. After being approved you receive your funds after 72 hours. FAM has simple, flexible programs and no tax returns or financials are required.

The benefits of a cash advance include high approval rate, fast funding & easy renewals, simple “no hassle” payback, revenue based collections, and no credit or collateral on the line. Apply and learn more about how you can benefit from a merchant cash advance. Partnering with FAM, we also encourage you to accept credit cards/debit cards because it is a given fact that customers spend more while using credit cards and many times than not, they don’t carry cash. We can help set you up with processing solutions with the lowest rates.

These days the market is flowing with electronic merchants, brick and mortar retail stores, and start-ups that are focusing on growth through the internet. While the potential to open a wider consumer base through online sales is evident, banks are becoming less available for these businesses to secure loans from traditional lenders. In the current economy that we are in, banks are labeling small businesses as “high risk” and aren’t funding the businesses that need it the most. FAM specializes in securing businesses that are “high risk” and approves merchants by the potential of their future sales.